The allocation process for a target-date fund may be more than shifting from equities to fixed income over time. Instead, to maintain an appropriate balance at different lifecycle stages, there may be ...

Using Data to Run a Glide Path Analysis Does the Glide Path of Your Target-Date Fund Fit? Data informs nearly every decision an employer makes. Yet, one employer decision that data doesn’t always ...

My colleague John Rekenthaler recently observed that the problem with target-date fund research is that researchers need to find dramatic conclusions to get any attention, and this has led to ...

Academic simulations prove that the distribution of wealth is greater with glide paths that increase in equity allocation rather than decrease. No safe landing. Savings impact the distribution of ...

Most years I read several white papers produced by investment management firms that describe how they develop their target-date funds’ glide paths. The papers address the same set of challenges and ...

With traditional glide paths, a portfolio shifts gradually from equities to fixed income before reaching a final balanced portfolio allocation. Ron Surz, president of Target Date Solutions in San ...

For many workplace retirement plan participants, the market’s recent volatility and losses have been worrisome. But most plan participants don’t do much in response. Fewer than one in 10 participants ...

Target date funds that have reached the end of their glide path and have a 30% stocks, 70% bonds allocation may produce essentially no return on an inflation-adjusted basis over the next ten years.