Learn how cross-collateralization affects your finances, especially with auto and mortgage loans. Protect yourself by understanding lender practices and key terms.

A collateral loan is a secured loan that requires the borrower to provide an asset as security for repayment. With these loans, a lender can take possession of your property—the loan collateral—if you ...

Learn about the pros and cons of secured personal loans.

Text Callout : Key Takeaways - Everything You Need to Know About Collateral Loans When you need cash for a major expense, it might be tempting to max out a credit card. But you have other options that ...

Finding a financial advisor doesn't have to be hard. SmartAsset's free tool matches you with up to three fiduciary financial advisors that serve your area in minutes. Each advisor has been vetted by ...

Discover the most competitive auto loan rates available in 2025.

Learn how financing a car works and discover how this type of borrowing can help you afford the vehicle of your dreams.

Amanda Bellucco-Chatham is an editor, writer, and fact-checker with years of experience researching personal finance topics. Specialties include general financial planning, career development, lending ...