When applying for a loan or new credit card, the lender might offer you credit insurance — a policy you can either pay for upfront or roll into your monthly payments. But what is credit insurance?

Personal loan credit insurance is an optional policy that covers your loan payments in case of specific unforeseen events like unemployment, disability or death. While the coverage can be costly, it ...

Travel insurance helps you plan for the unknown, like a surprise illness or injury that requires you to turn your itinerary upside down. The hard part is that it can cost several hundred dollars, ...