There’s a substantial gap between people who believe they need disability insurance and those who actually have it. What’s concerning is the likelihood that employed adults will need disability ...

Disability insurance isn't a topic that comes up often in daily conversations (or even many financial ones). After all, none of us plan on becoming ill or injured to the extent we can no longer work.

Insurance can be a cost-effective way to protect yourself financially from expensive issues like a house fire, car accident or serious health condition. Understanding the different types of insurance ...

The benefits of long-term disability policies are often offset by the amount of Social Security and retirement benefits you qualify to receive. In other words, the benefit will only pay the difference ...

Julia Kagan is a financial/consumer journalist and former senior editor, personal finance, of Investopedia. Thomas J Catalano is a CFP and Registered Investment Adviser with the state of South ...

Don’t let the complexity of disability insurance keep you from buying it. Disability insurance involves confusing paperwork and more than a little bit of math. It is designed to soften the financial ...