The typical employee contribution rate falls between about 8% and 10%, depending on the data source—but when employer matches are added, total savings climb to about 12% to 14% of an employee's salary ...

The 401(k) contribution limit for 2025 is $23,500 for employees under 50. If you’re 50 or older, you can contribute up to $31,000 in 2025. The previous maximum contribution in 2024 was $23,000 for ...

Most current employees in state government's health insurance plan for state employees would pay less than they currently do, and most retirees would pay slightly more, under proposed contribution ...

Picking the right retirement savings plan and maximizing retirement savings can be a complex landscape to navigate, but it’s key to staying fiscally fit in the twilight years. Retirement planning is ...

When it comes to the question of how much you should contribute to your 401(k) account, the best answer is usually as much as you can. But that amount may differ based on your age and current ...

Imagine staring at your monthly budget, only to be confronted by the inevitable rise in healthcare costs. The ongoing dilemma of choosing between everyday gas and groceries and safeguarding your ...

One of the biggest perks of 401(k) retirement plans is the opportunity for employees to earn "free money" through employer matching contributions; however, recent research from Vanguard Group reveals ...

Peter Gratton, Ph.D., is a New Orleans-based editor and professor with over 20 years of experience in investing, risk management, and public policy. Peter began covering markets at Multex (Reuters) ...