Learn how the current index value impacts variable-rate loans, affecting interest rates with indexed rates and margins. Essential for market-related financial decisions.

Choosing between a fixed-rate and variable-rate loan can affect how much you pay over time and how easily you can budget each month. Fixed-rate loans offer predictable monthly payments and protection ...

Discover how fixed-rate payments work, their benefits, and how they differ in mortgage loans. Learn with examples to make informed financial decisions.

Fixed-Rate and Variable-Rate Certificates of Deposit (CDs) stand out as two widely sought-after forms of time deposit provided by banks, each presenting distinct advantages to investors. A Fixed-Rate ...

The Canada five-year bond yield, which is one of the most important factors that lenders use to determine their long-term ...

HELOC rates could fall in 2026 if the Fed rate-cutting trend continues, but there are other possibilities, too.

For now, though, variable mortgage rates are the cheapest option, and will be for the majority of 2026, as volatility in the ...