Before we tell you how to get a free credit score, it’s important to know that all free scores and reports are not created equally. Most of these scores are merely estimates of your credit score. They ...

A credit monitoring service can notify you when a credit application has been made in your name. Here are our favorites.

What’s the difference between a credit score and a credit report, and how does each affect my finances? If there’s one thing you know about your credit, it’s that it has to be good. That may sound ...

The credit score that matters the most is the score that your potential lender is using to determine your creditworthiness.

Perfect credit, or even really good credit, opens doors for American consumers. Better interest rates on loans. Better odds of renting an apartment or landing a job. Lower insurance premiums. But how ...

Sean Messier is a personal finance writer with a focus on credit. He’s written for Credit Card Insider, plus several other national and global brands. kyonntra / Getty Images About half of U.S.