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UPI Lite: How does UPI Lite work without a PIN code? Here's how to use it on GPay and PhonePe

UPI Lite: To make digital payments faster and easier, NPCI offers the UPI Lite feature. With this feature, small amount payments can be made without entering a UPI PIN. UPI Lite is useful for people ...

RuPay credit card on UPI: How it works and why it matters in 2026

UPI payments can now be made using RuPay credit cards, merging the advantages of UPI with credit card perks. To utilize this ...

UPI vs cards: Why merchants pay MDR on cards but not on UPI payments

UPI payments are free for merchants, while card transactions carry MDR. Here's why the two digital payment systems have different costs and how a possible UPI charge could work ...

Everything you need to know about UPI: How it works, who pays, and why charges are back in focus

UPI powers billions of transactions every month and remains free for users. Here's why transaction charges are being debated ...