Forbes contributors publish independent expert analyses and insights. Randy Bean is a noted Senior Advisor, Author, Speaker, Founder, & CEO. Citigroup (Citi) is an American multinational investment ...

In the age of cloud, AI and real-time data, finance needs a design language that connects systems, people and purpose.

The authors do not work for, consult, own shares in or receive funding from any company or organization that would benefit from this article, and have disclosed no relevant affiliations beyond their ...