Learn about the pros and cons of life insurance riders.

Forbes contributors publish independent expert analyses and insights. Cicely Jones simplifies financial concepts for young professionals. I recently met a woman who, despite having a great career and ...

Term life insurance provides a death benefit to beneficiaries for a specified term, such as 10, 15, or 20 years. Learn about ...

Daniel Mattia is a researcher and writer for MarketWatch Guides with nearly 10 years of experience writing about auto insurance, warranties, lending and personal finance. A former licensed insurance ...

Life insurance is about protecting your family financially. While money can’t replace you, it’s important to have the right amount of insurance to replace your income and help cover family obligations ...

Rebecca Rosenberg has 10+ years of experience as a writer and content strategist. She has written dozens of articles on retirement, financial planning, business, tech, and more. Rebecca has a master’s ...

A look at Aflac’s life insurance policies, riders and pricing.

Our team collected more than 60,000 sample quotes from life insurance companies using unique user profiles to give readers an accurate view of pricing across competitors. We gather quotes for ages 18 ...

Term life insurance locks in your rate and coverage for a specific timeframe. Whole life insurance usually lasts a lifetime and includes a cash value component. Your budget, family needs and financial ...

Indexed universal life insurance is a type of UL that has flexible premiums and death benefits. The cash value grows based on ...

A life insurance policy represents a contract between you and the insurer. In exchange for your making regular premium payments, the insurance company will make a tax-free, lump-sum payment to your ...

Ashlee is an insurance editor, journalist and business professional with an MBA and more than 17 years of hands-on experience in both business and personal finance. She is passionate about empowering ...