In 2023, households in the EU spent 4.6% of their budget on electricity, gas, and other fuels, down from 4.9% in 2022 but still above the 4.1% recorded in 2019 according to Eurostat. Energy costs ...

Learn how fixed and sunk costs differ and influence financial decisions. Discover why all sunk costs are fixed, but not all fixed are sunk, in simple terms.

Choosing between a fixed-rate and variable-rate loan can affect how much you pay over time and how easily you can budget each month. Fixed-rate loans offer predictable monthly payments and protection ...