The FDIC provides deposit insurance to protect your money in the event of a bank failure. Your deposits are automatically insured to at least $250,000 at each FDIC-insured bank.

Dec 12, 2025 · The Federal Deposit Insurance Corp. (FDIC) protects your money if your bank fails. Deposits are insured for up to $250,000 per depositor, per FDIC-insured bank, per ownership category.

FDIC insurance exists to protect your deposited money if your bank collapses. Learn how it works and find out the coverage limits for your bank accounts.

Jun 4, 2024 · Read time: 7 min | Curious what the FDIC is and how FDIC insurance protects the money you keep in the bank? Learn what it is, to what the coverage limits are, and how they could apply to …

Oct 5, 2024 · FDIC insurance covers checking, savings and other deposit accounts up to a standard amount of $250,000 — but there are a few caveats.

6 days ago · The standard FDIC deposit insurance amount is up to $250,000 per depositor, per bank, for each account ownership category. That maximum applies to all the banks you have an account with, …

Apr 1, 2024 · FDIC insurance covers deposits in all types of accounts at FDIC-insured banks, but it does not cover non-deposit investment products, even those offered by FDIC-insured banks.

3 days ago · The Federal Deposit Insurance Corporation (FDIC) is an independent agency of the U.S. government that protects and reimburses your deposits up to the legal limit of $250,000 if your FDIC …

Jul 25, 2025 · Learn what FDIC insurance is, how it works, & how it protects your money—up to $250,000 per account. Find out how to ensure your funds are safe.

Mar 12, 2025 · If your bank fails, FDIC insurance covers your accounts dollar-for-dollar, including principal and any accrued interest through the date of the insured bank's closing, up to the insurance …