A dedicated jewelry insurance policy protects your valuable pieces like engagement rings, watches, necklaces, and more. Get a free jewelry insurance quote today.

Do I need to insure my jewelry or engagement ring? If you don't insure your engagement ring or jewelry by adding an insurance rider to your property insurance or getting a standalone jewelry insurance …

What does jewelry insurance cover? A standalone jewelry insurance policy typically covers theft, loss, or damage to a covered piece of jewelry, such as an engagement ring or heirloom necklace. For …

Learn what a jewelry warranty typically covers, as well as how jewelry insurance can fill coverage gaps for your expensive rings, necklaces, and more.

Get jewelry insurance tips and resources to help you make decisions about getting a policy, managing it, making a claim, and more.

Insurance riders typically cover, at an additional cost, an item that might not be already covered on your policy or is inadequately covered. This could include items like an engagement ring, bicycle, or …

Learn how a jewelry appraisal for insurance works, what it entails, and how your insurer uses it to determine the coverage for your ring, necklace, and more.

Find out what blanket jewelry coverage is vs. individually scheduled jewelry riders, and which option is right for your valuables.

For example, your insurance company may only pay up to the $1,500 (for an HO3 insurance policy ) sub-limit on your policy if your $15,000 engagement ring is stolen.

Loss of use coverage If you schedule a valuable item such as an engagement ring to your homeowners insurance policy (also known as adding a rider), there typically won't be a deductible. How much are …